Legal
Sub-processors
The vendors that help us run the platform, and what each does. Last updated July 2026.
We engage the sub-processors below to provide the Digital Treasury platform, under our Data Processing Addendum.
| Sub-processor | Purpose | Location |
|---|---|---|
| Microsoft Azure | Cloud hosting, database, key management, blob storage, transactional email (Communication Services) | United States |
| Cross River Bank | Sponsor bank & ACH / RTP / wire rails | United States |
| Column N.A. | Sponsor bank & payment rails | United States |
| Marqeta | Card issuing & processing | United States |
| Lithic | Card issuing & processing | United States |
| Plaid | Bank-account verification | United States |
| Sardine | Fraud & transaction-risk scoring | United States |
| Circle | USDC stablecoin settlement | United States |
Notice of changes
We update this list before engaging a new sub-processor for in-scope personal data. Customers with an executed DPA may subscribe to change notices and have an opportunity to object. Questions: contact us.