Payroll funding and payments for staffing agencies.
Workers are paid Friday. Clients pay NET-30. The platform funds the gap and tracks it to the cent — payroll funding as a ledger primitive, not a separate lender.
Staffing agencies run a structural cash-flow gap: they pay workers weekly but bill clients on 30-, 45- or 60-day terms. Bridging that gap — with a factor, a line of credit, or their own cash — is the difference between growing and stalling. And it only works if every dollar funded, paid and collected reconciles.
Digital Treasury builds payroll funding into the money layer itself: timesheets become payroll payment orders, client invoices become receivables, and the funding gap is a ledger position the platform advances against and tracks. It ships as CrewOps.
The money problems in Staffing.
Pay workers now, bill clients later
Payroll can't wait for NET-30. The agency fronts the money — and needs that advance, the payroll run and the eventual collection to live on one ledger, not three systems.
Funding exposure per client
How much is out to which client, and is it inside the limit? If that's a spreadsheet, growth is a risk you can't see.
Timesheet-to-paycheck accuracy
Hours, rates, overtime and deductions have to land as an exact payment order — payroll errors are trust errors.
How Digital Treasury solves it.
Payroll as idempotent payment orders
Timesheets become Same-Day ACH or RTP payroll payments, each idempotent, each with a ledger hold — so a retry never double-pays a worker.
The funding gap as a ledger position
The advance against a client invoice posts as a hold; the collection settles and releases it. Funded exposure per client is always a queryable, balanced number.
Client collections that self-attribute
Issue a virtual account per client so inbound invoice payments arrive already mapped — reconciliation is a read, not a hunt.
The configured product for Staffing.
CrewOps is Digital Treasury for staffing — timesheets to paychecks, invoices to cash, and the funding gap in between, all on one reconciling ledger with per-client exposure tracked live.
Staffing, answered.
Can the platform fund payroll before clients pay?
Yes. The advance against an outstanding client invoice is modeled as a ledger hold, the payroll run pays out via Same-Day ACH or RTP, and the client collection settles and releases the advance — so funded exposure is always reconciled.
How is per-client funding exposure tracked?
Each advance and collection posts to the double-entry ledger, so how much is currently funded to each client — and whether it's within limit — is a live ledger figure, not a spreadsheet estimate.
Other markets on the same engine.
Lending / fintech
Originate on a hold, disburse on a rail, collect on a schedule — all on one ledger that always knows the outstanding balance. Lending infrastructure without stitching three systems together.
Construction
Payment holds until the lien waiver and COI clear, retainage tracked to the cent, and every draw an approved, auditable money movement. Construction cash flow with the compliance built in.
Move money in Staffing on infrastructure built for it.
One API for payments, ledgering and compliance — white-labeled as CrewOps, or connected to your own systems.
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